I finally have my EF back up to over $500. I took a good hit back in early March and it took me more than a month to get back on track. That's why my policy about saving and investing is this: Once a dollar goes into those accounts it has a job and does not get taken out of those accounts.

So my EF is the only way for me to absorb some pain here and there. I have no credit card debt so things can only get so painful. Be encouraged...it took me 8 years (and a divorce) to get completely debt free but I am and you can do it too!

Right now I stand

I am up to $41.01 in my challenge. It was a tough two last weeks but i made progress (see my blog site) that will help me make some big gains later this month. Cutting my landline was huge. Today is day 12 of my 365 day challenge.

I added $.50 to A Grown Azzed Woman's site. She's at http://gaw3000.blogspot.com/ I really like her blog. She has a great entry about figuring out how much you need for your emergency fund. I'm calculating mine now! Have a great weekend everyone!

A buddy of mine saved about $8 a month switching his cell phone number from a Florida number to New Hampshire. That's because every state and local community levy their own taxes on your cell bill. Check it out. I wrote more extensively about it on my blog. It's at http://20challenge.blogspot.com

Let me know what you think! Thanks.

I was trying to think of what my $20 challenge goal should be. What other goals do you guys have?

I just started mine one week ago so I have quite a bit of time. I save extensively in my retirement accounts already so squeezing what I can into my challenge fund is quite a trick I believe.

That said, I'd like to "find/create" about $60 a month as a minimum to add to the fund. To me that'd be pretty amazing.
That said I guess my one-year goal will be -- a somewhat nonimpressive -- $750. But hey, that's just a baseline. If I can crack $1000 that would be great. I updated my site today too. It's all about the $20 challenge. It's at http://20challenge.blogspot.com. Please comment if you come by. Thank you!

I made my own website to track my $20 challenge. It's 20challenge.blogspot.com please check it out.

I want to hear more original ideas for increasing my $20 challenge? I'm 30. I have four children. I am a Soldier. Thanks.