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Archive for April, 2007

Emergency Fund and $20 updates

April 15th, 2007 at 03:03 pm

I finally have my EF back up to over $500. I took a good hit back in early March and it took me more than a month to get back on track. That's why my policy about saving and investing is this: Once a dollar goes into those accounts it has a job and does not get taken out of those accounts.

So my EF is the only way for me to absorb some pain here and there. I have no credit card debt so things can only get so painful. Be encouraged...it took me 8 years (and a divorce) to get completely debt free but I am and you can do it too!

How much is in your 2007 Challenge?

April 12th, 2007 at 02:09 am

Right now I stand

My Emergency Fund Number$$$

April 8th, 2007 at 01:02 am

Well, it turns out I need approximately $3,950 according to the "calculator" I got from a "Grown Azzed Woman"s web site. It's at http://gaw3000.blogspot.com/2007/04/emergency-fund-five-year-plan.html

My number seems to be pretty low but it's probably because I don't have a car note or any credit card debt. What's your number?


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Update on my $20 challenge

April 6th, 2007 at 02:08 pm

I am up to $41.01 in my challenge. It was a tough two last weeks but i made progress (see my blog site) that will help me make some big gains later this month. Cutting my landline was huge. Today is day 12 of my 365 day challenge.

I added $.50 to A Grown Azzed Woman's site. She's at http://gaw3000.blogspot.com/ I really like her blog. She has a great entry about figuring out how much you need for your emergency fund. I'm calculating mine now! Have a great weekend everyone!

Amazing tip to save taxes on cell bill!

April 3rd, 2007 at 01:25 am

A buddy of mine saved about $8 a month switching his cell phone number from a Florida number to New Hampshire. That's because every state and local community levy their own taxes on your cell bill. Check it out. I wrote more extensively about it on my blog. It's at http://20challenge.blogspot.com

Let me know what you think! Thanks.